This is the first and most important Pillar of Wealth. Without adequate protection, you will be vulnerable to the nasty effects of one or more chance misfortunes, which will cause you to suffer unnecessary and tremendous financial losses. Our planning helps to reduce the negative impact of unplanned misfortunes and ensure that your lifestyle remains unaffected as much as possible thereafter.view more >>

The second Pillar of Wealth analyses your general financial health, such as cash flow and debt position. A net positive cash flow with no overcommitted liabilities is considered healthy. We will advise you how to effectively manage your cash flow and suggest ways to reduce, or avoid, unnecessary borrowing.view more >>

The third Pillar of Wealth drives you towards meeting your long term financial objectives through accumulation. In Singapore, the two most common needs are Retirement Funding and Children Education Funding. We will help you develop a realistic and achievable program to meet these needs.view more >>

The fourth Pillar of Wealth maximises the growth potential of your assets. We help you develop an investment program that is appropriate to your unique situation, yet will grow at a rate you desire. With the help of our proprietary tools, you stand a better chance of enhancing your investment return, thereby fulfilling your long term financial dreams.view more >>

This fifth and final Pillar of Wealth looks at preserving and distributing your estate. The only certainty in life is that it will not last forever. We will help you develop an effective and efficient estate plan so that your legacy will be well preserved and distributed according to your wishes.view more >>

  • Wealth Protection
  • Wealth Maintenance
  • Wealth Accumulation
  • Wealth Enhancement
  • Wealth Distribution

Carole Ng

MAS Rep No. NYF300077106

My Specialities
  • Motor Insurance
  • Personal Accident Insurance
  • Travel Insurance
  • Home Insurance
  • Employees Benefits Scheme

Click here for the full list of my specialities >>

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About Me

A firm believer of service excellence and business ethics, Carole’s personal pledge is to conduct her financial services business with professionalism and integrity.

Coupled with her vast and invaluable experiences gained both locally and overseas over 15 years in clients servicing, Carole displays remarkable qualities in respecting and understanding individuals from different races, cultures and backgrounds.

A dedicated professional who believes time is money and that every individual is unique, her aim is to provide the following:

  • A one-stop customised solution
  • Unbiased advice and recommendations
  • Real choices, real value and
  • Hassle-free implementation

for all her clients to assist them in making sound financial decisions.



My Specialities

  • Motor Insurance
  • Personal Accident Insurance
  • Travel Insurance
  • Home Insurance
  • Employees Benefits Scheme
  • Public Liability Insurance
  • Maid Insurance
  • Global Health Insurance
  • Disability / Eldershield Enhancement
  • Mortgage Loan