This is the first and most important Pillar of Wealth. Without adequate protection, you will be vulnerable to the nasty effects of one or more chance misfortunes, which will cause you to suffer unnecessary and tremendous financial losses. Our planning helps to reduce the negative impact of unplanned misfortunes and ensure that your lifestyle remains unaffected as much as possible thereafter.view more >>

The second Pillar of Wealth analyses your general financial health, such as cash flow and debt position. A net positive cash flow with no overcommitted liabilities is considered healthy. We will advise you how to effectively manage your cash flow and suggest ways to reduce, or avoid, unnecessary borrowing.view more >>

The third Pillar of Wealth drives you towards meeting your long term financial objectives through accumulation. In Singapore, the two most common needs are Retirement Funding and Children Education Funding. We will help you develop a realistic and achievable program to meet these needs.view more >>

The fourth Pillar of Wealth maximises the growth potential of your assets. We help you develop an investment program that is appropriate to your unique situation, yet will grow at a rate you desire. With the help of our proprietary tools, you stand a better chance of enhancing your investment return, thereby fulfilling your long term financial dreams.view more >>

This fifth and final Pillar of Wealth looks at preserving and distributing your estate. The only certainty in life is that it will not last forever. We will help you develop an effective and efficient estate plan so that your legacy will be well preserved and distributed according to your wishes.view more >>

  • Wealth Protection
  • Wealth Maintenance
  • Wealth Accumulation
  • Wealth Enhancement
  • Wealth Distribution

Chew Hock Beng 周福明

Financial Advisory Director,
Financial Services Group

MAS Rep No. CHB100069009

My Specialities
  • Performance fee-based Wealth Management
  • Business Succession and Continuity Consultation
  • Retirement Planning
  • Estate Planning
  • Tax Planning

Click here for the full list of my specialities >>

Mobile App for Retirement Income Solution

career in financial advisory firm

FAPL upcoming events

Our core Services and Solutions Online and Quick Quote

Personal Financial Advisory

Corporate Financial Advisory

Retirement Income Solution

Get your Motor Insurance at a great price

Going away?
Find out great deals on Travel Insurance

Find the Right Personal Accident Coverage for You and Your Family

Upcoming Events


Contact Me


Name: *
Contact No.: *
Email: *
Message *
Math question *
1 + 1 =
Solve this simple math problem and enter the result. E.g. for 1+3, enter 4.

About Me

Chew Hock Beng (周福明) is a financial services practitioner with more than 15 years of experience in the financial services and insurance industry. He has entered the financial services industry while obtaining his Bachelor of Engineering at Nanyang Technological University of Singapore. He has since received numerous accolades and achievements in the industry.

While building his practice, he also kept up with his profession. Today, he is a Chartered Financial Consultant®, Chartered Life Underwriter® and Certified Financial Planner®. He is also a fellow with Life Underwriter Training Council and Financial Services Specialist.

Besides his numerous financial qualifications, he is also a Certified Behavioral Consultant and has attained the certification of Advanced Certified Behavioral Coach. With managing behavioural finance in mind, he adopts an effective coaching system to manage his clients' expectations towards their money management.

As an avid believer in financial literacy, he serves in the Committee of Education and Training of Insurance Financial Practitioners Association of Singapore. In addition, he has contributed articles at iFast Insight and Financial Alliance's Wealth Journal. He has spoken at various corporations and societies, and on radio (Breakfast Club 93.8 Live) about the Supplemental Retirement Scheme (SRS) and the fee-based financial planning model. He is also an in-house trainer who conducts the Financial Consultant Program for new consultants. Recently, he has taught in CFOS & Chartered Financial Consultant (ChFC/s) modules, risk management & practical applications with the financial calculator.

Being passionate with numbers, he has designed, formulated and conceptualised the "7CAPITAL" financial planning spreadsheet applications. Financial planning is both an art and a science, and he has achieved it by writing the iBook "OptimiŹe Assèts" for his team of financial consultants to benefit from his practical financial advisory experience.

Besides giving on-going financial advice to his clientele, he selects and recruits aspiring individuals to join the financial services industry, and provides personalised coaching to his team of financial consultants to help them create a meaningful impact to the society, earn a decent income for their loved ones and gain financial independence in the near future.

He believes in adopting a balanced approach. He holds the financial torch together with his clients, guiding them from financial darkness to financial enlightenment. He is inspired to keep things simple and deliver sound and effective advice as someone who cares.



My Specialities

  • Performance fee-based Wealth Management
  • Business Succession and Continuity Consultation
  • Retirement Planning
  • Estate Planning
  • Tax Planning
  • Private Wealth Management
  • Risk Management
  • Investment Planning
  • Recruit, Select, Train, Coach & Mentor Financial Planners


Educational Qualification
  • Bachelor Of Business Administration (NUS)
  • Diploma in Life Insurance (SCI)
  • Bachelor of Electrical & Electronics Engineering
  • Diploma in Life Insurance
  • Diploma in General Insurance
Professional Qualification
  • Chartered Financial Consultant, ChFC®
  • Chartered Life Underwriter, CLU®
  • Certified Financial Planner, CFP®
  • Chartered Family Office Specialist, CFOS
  • Registered Financial Consultant, RFC
  • Life Underwriter Training Council Fellow, LUTCF
  • Financial Services Specialist, FSS
  • Advanced Certified Behavioural Coach, ACBC
  • Certified Behavioural Consultant, CBC
  • Fellow Member of Insurance & Financial Practitioners Association of Singapore, FIFP (S’pore)
Awards/Recognition received
  • Million Dollar Round Table, 2005 - 2007
  • Financial Alliance Quality Class (Prestige Class), 2014 - 2015
  • Financial Alliance Quality Class (Merit Class), 2011, 2013