This is the first and most important Pillar of Wealth. Without adequate protection, you will be vulnerable to the nasty effects of one or more chance misfortunes, which will cause you to suffer unnecessary and tremendous financial losses. Our planning helps to reduce the negative impact of unplanned misfortunes and ensure that your lifestyle remains unaffected as much as possible thereafter.view more >>

The second Pillar of Wealth analyses your general financial health, such as cash flow and debt position. A net positive cash flow with no overcommitted liabilities is considered healthy. We will advise you how to effectively manage your cash flow and suggest ways to reduce, or avoid, unnecessary borrowing.view more >>

The third Pillar of Wealth drives you towards meeting your long term financial objectives through accumulation. In Singapore, the two most common needs are Retirement Funding and Children Education Funding. We will help you develop a realistic and achievable program to meet these needs.view more >>

The fourth Pillar of Wealth maximises the growth potential of your assets. We help you develop an investment program that is appropriate to your unique situation, yet will grow at a rate you desire. With the help of our proprietary tools, you stand a better chance of enhancing your investment return, thereby fulfilling your long term financial dreams.view more >>

This fifth and final Pillar of Wealth looks at preserving and distributing your estate. The only certainty in life is that it will not last forever. We will help you develop an effective and efficient estate plan so that your legacy will be well preserved and distributed according to your wishes.view more >>

  • Wealth Protection
  • Wealth Maintenance
  • Wealth Accumulation
  • Wealth Enhancement
  • Wealth Distribution

Frederick Damian Baptist

Senior Consultant
MAS Rep No. FDB100045408

My Specialities
  • Comprehensive Financial Planning Advisory Services for both Individuals and Companies

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About Me

I work mostly with high net worth and mass affluent clients to help them realise their financial goals by providing advice in the areas of wealth accumulation and investment planning, wealth management planning, wealth protection planning and wealth distribution planning; this may include the following:

  • Personal Financial Review
  • Investment Portfolio Management
  • Estate Distribution Planning
  • Retirement Planning
  • Children's Education Planning
  • Health, Life and General Insurance
  • Business Succession and Continuity Planning
  • Employee Group Benefits and other SME Insurance Needs
  • Mortgage Advice

I also conduct workshops/seminars on these subjects for companies and organisations who wish to equip their members and staff with practical financial planning skills.

Contact me for a no-obligation chat at 65 9338 3630. I look forward to hearing from you.



Educational Qualification
  • Bachelor Of Business Administration (NUS)
  • Diploma in Life Insurance (SCI)
  • University of Southern Queensland - Masters of Professional Accounting (February 2003 – April 2005)
  • University of Notre Dame - Masters of Business Administration, Finance and International Business (June 1993 – May 1994)
  • Hawaii Pacific University - BS Business Administration (magna cum laude), Business Economics (September 1990 – January 1993)
Professional Qualification
  • Certified Financial Planner (CFP®)
  • Certified Practising Accountant CPA (Aust.)