This is the first and most important Pillar of Wealth. Without adequate protection, you will be vulnerable to the nasty effects of one or more chance misfortunes, which will cause you to suffer unnecessary and tremendous financial losses. Our planning helps to reduce the negative impact of unplanned misfortunes and ensure that your lifestyle remains unaffected as much as possible thereafter.view more >>

The second Pillar of Wealth analyses your general financial health, such as cash flow and debt position. A net positive cash flow with no overcommitted liabilities is considered healthy. We will advise you how to effectively manage your cash flow and suggest ways to reduce, or avoid, unnecessary borrowing.view more >>

The third Pillar of Wealth drives you towards meeting your long term financial objectives through accumulation. In Singapore, the two most common needs are Retirement Funding and Children Education Funding. We will help you develop a realistic and achievable program to meet these needs.view more >>

The fourth Pillar of Wealth maximises the growth potential of your assets. We help you develop an investment program that is appropriate to your unique situation, yet will grow at a rate you desire. With the help of our proprietary tools, you stand a better chance of enhancing your investment return, thereby fulfilling your long term financial dreams.view more >>

This fifth and final Pillar of Wealth looks at preserving and distributing your estate. The only certainty in life is that it will not last forever. We will help you develop an effective and efficient estate plan so that your legacy will be well preserved and distributed according to your wishes.view more >>

  • Wealth Protection
  • Wealth Maintenance
  • Wealth Accumulation
  • Wealth Enhancement
  • Wealth Distribution

Islamic Wealth Management Singapore

How Islamic Wealth Management Singapore Companies Can Help You

Investing your money wisely and managing such investments properly when you are a Muslim in Singapore requires that you follow certain rules set by the Sharia board for this. When you say that a portfolio is Sharia-compliant, it basically means that the investment products you are putting your

wealth in have been checked for compliance with Islamic Law. This may prove to be a challenge both to the investor and the financial advisor handling such investments.


What Islamic Wealth Management Singapore Firms Can Do


Once investment options and portfolios are approved by the Sharia board as ideal for Muslim clients to invest in, your portfolio manager faces challenges that are actually similar to other non-Islamic investments. After an investment thesis is created, your portfolio manager then sets a benchmark that can help with performance measurements. The main challenge with these kinds of investments would be in keeping such portfolios socially responsible in the eyes of Islamic law.

For such a thing to occur, investment portfolios need to be within the boundaries of Islamic law and should follow these closely without violating any of the stipulations that are made with it. Since there are a lot of restrictions that portfolio managers have to look out for, these investments pose quite a challenge to them. They need to be able to do their jobs while being compliant with Muslim laws at the same time.


Islamic Wealth Management Singapore – How They Stay Compliant


For investment managers to stay compliant with the laws of Islam, they need to constantly remember what restrictions are imposed on such investments. Since Islamic law sees money as just a measuring tool for value and is not seen as an asset, income from money is not allowed. This is seen as exploitative and is therefore deemed prohibited.

For an investment choice to be seen as halal or permitted, these should be investments made in businesses that are acceptable to Islamic law. Some of the businesses that are not seen as ideal for these types of portfolios include lending and other similar investments where people make money from leveraging money. Also on the list of businesses you cannot invest in are those that make money out of alcohol, weaponry and pornography.