This is the first and most important Pillar of Wealth. Without adequate protection, you will be vulnerable to the nasty effects of one or more chance misfortunes, which will cause you to suffer unnecessary and tremendous financial losses. Our planning helps to reduce the negative impact of unplanned misfortunes and ensure that your lifestyle remains unaffected as much as possible thereafter.view more >>

The second Pillar of Wealth analyses your general financial health, such as cash flow and debt position. A net positive cash flow with no overcommitted liabilities is considered healthy. We will advise you how to effectively manage your cash flow and suggest ways to reduce, or avoid, unnecessary borrowing.view more >>

The third Pillar of Wealth drives you towards meeting your long term financial objectives through accumulation. In Singapore, the two most common needs are Retirement Funding and Children Education Funding. We will help you develop a realistic and achievable program to meet these needs.view more >>

The fourth Pillar of Wealth maximises the growth potential of your assets. We help you develop an investment program that is appropriate to your unique situation, yet will grow at a rate you desire. With the help of our proprietary tools, you stand a better chance of enhancing your investment return, thereby fulfilling your long term financial dreams.view more >>

This fifth and final Pillar of Wealth looks at preserving and distributing your estate. The only certainty in life is that it will not last forever. We will help you develop an effective and efficient estate plan so that your legacy will be well preserved and distributed according to your wishes.view more >>

  • Wealth Protection
  • Wealth Maintenance
  • Wealth Accumulation
  • Wealth Enhancement
  • Wealth Distribution

Joey Ng

Financial Advisory Manager
MAS Rep No. NKH100065616

My Specialities
  • Fee-based Wealth Management
  • Business Succession and Continuity Consultation
  • Retirement Planning
  • Private Wealth Management
  • Risk Management
  • Investment Planning

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About Me

Joey graduated from the University of London with a Bachelor of Science in Information Systems & Management.

Prior to the Financial industry, Joey was in the Oil & Gas industry. During his time there, he took an interest in the development of financial freedom. And it did not take him long to depart from his prospective career in the Oil & Gas industry to further his interest. Since then, he has not looked back and his passion has seen him rooted in the Financial industry since year 2007. Joey has also served voluntarily in the committee of Education & Training of Insurance Financial Practitioner Association of Singapore (“IFPAS”).

Joey strongly advocates consumerism guided by ethics and proper representation of the products. He believes that the best way to reciprocate his clients’ faith in him is by the provision of unbiased advice with their best interests/welfare at heart.

He also believes in continuous professional development to serve his clients better and has demonstrated this with the undertaking of CFP certification - the gold standard in financial planning.



Educational Qualification
  • Bachelor of Information Systems & Management
Professional Qualification
  • Associate Financial Planner (AFPCM)