This is the first and most important Pillar of Wealth. Without adequate protection, you will be vulnerable to the nasty effects of one or more chance misfortunes, which will cause you to suffer unnecessary and tremendous financial losses. Our planning helps to reduce the negative impact of unplanned misfortunes and ensure that your lifestyle remains unaffected as much as possible thereafter.view more >>

The second Pillar of Wealth analyses your general financial health, such as cash flow and debt position. A net positive cash flow with no overcommitted liabilities is considered healthy. We will advise you how to effectively manage your cash flow and suggest ways to reduce, or avoid, unnecessary borrowing.view more >>

The third Pillar of Wealth drives you towards meeting your long term financial objectives through accumulation. In Singapore, the two most common needs are Retirement Funding and Children Education Funding. We will help you develop a realistic and achievable program to meet these needs.view more >>

The fourth Pillar of Wealth maximises the growth potential of your assets. We help you develop an investment program that is appropriate to your unique situation, yet will grow at a rate you desire. With the help of our proprietary tools, you stand a better chance of enhancing your investment return, thereby fulfilling your long term financial dreams.view more >>

This fifth and final Pillar of Wealth looks at preserving and distributing your estate. The only certainty in life is that it will not last forever. We will help you develop an effective and efficient estate plan so that your legacy will be well preserved and distributed according to your wishes.view more >>

  • Wealth Protection
  • Wealth Maintenance
  • Wealth Accumulation
  • Wealth Enhancement
  • Wealth Distribution

Retirement Planning Singapore


Effective Guidelines For Successful Retirement Planning Singapore

Many individuals overlook the significance of formulating a retirement plan ahead of time. By the time they pay serious attention to the idea of planning for their retirement, almost always it’s too late – that golden opportunity to build a meaningful retirement fund has vanished.

Common Reasons For Failed Retirement Planning Singapore

Effective retirement planning calls for accurate goal setting. While it seems perfectly easy to formulate plans in the future, it is clearly not everyone’s cup of tea. Truth is, there are a lot of people who find it challenging to go about retirement planning. What obstacles obstruct them from fully realising their retirement saving goals? Well, the prevalent hurdles often come in the form of these two: lack of discipline and market volatility. 
The fluctuating economies of global markets have stirred financial burdens for many residents, ultimately provoking them to spend accumulated wealth over the years as they face today’s difficult times. The result of this is a continuous erosion of reserved funds. In addition, lack of commitment to saving also turns out to 
be a huge problem for retirement planners. Apparently, the sin of spending before saving is a common scenario for employees.  

The Right Way To Approach Retirement Planning Singapore

So what is the right way to approach retirement planning? The right way is to modify the traditional practice of retirement planning and pursue a more robust structure that responds to your lifestyle needs during retirement. 
Project a specific amount. Knowing how much is enough is a certainly big factor during the planning phase. Remember, you have to be very realistic about your desired retirement funds. Most financial planners posit that having at least one million dollars would let you live comfortably as you age gracefully.
Know your tools. A good retirement plan provides a pragmatic mesh of all insurance and annuity products that suit your demands and basic needs later in life. Besides going for meticulously designed annuity plans and income generating insurance plans, you need to find a good health insurance plan that can take care of your health care costs.