This is the first and most important Pillar of Wealth. Without adequate protection, you will be vulnerable to the nasty effects of one or more chance misfortunes, which will cause you to suffer unnecessary and tremendous financial losses. Our planning helps to reduce the negative impact of unplanned misfortunes and ensure that your lifestyle remains unaffected as much as possible thereafter.view more >>

The second Pillar of Wealth analyses your general financial health, such as cash flow and debt position. A net positive cash flow with no overcommitted liabilities is considered healthy. We will advise you how to effectively manage your cash flow and suggest ways to reduce, or avoid, unnecessary borrowing.view more >>

The third Pillar of Wealth drives you towards meeting your long term financial objectives through accumulation. In Singapore, the two most common needs are Retirement Funding and Children Education Funding. We will help you develop a realistic and achievable program to meet these needs.view more >>

The fourth Pillar of Wealth maximises the growth potential of your assets. We help you develop an investment program that is appropriate to your unique situation, yet will grow at a rate you desire. With the help of our proprietary tools, you stand a better chance of enhancing your investment return, thereby fulfilling your long term financial dreams.view more >>

This fifth and final Pillar of Wealth looks at preserving and distributing your estate. The only certainty in life is that it will not last forever. We will help you develop an effective and efficient estate plan so that your legacy will be well preserved and distributed according to your wishes.view more >>

  • Wealth Protection
  • Wealth Maintenance
  • Wealth Accumulation
  • Wealth Enhancement
  • Wealth Distribution

Roy Lee 李明阳

Associate Director,
Financial Advisory Group

MAS Rep No. LMY200056348

My Specialities
  • Investment Planning
  • Insurance Planning
  • Retirement Planning
  • Estate Planning
  • Risk Management
  • Portfolio Management

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About Me

Roy has been in the financial services business for four years and counting. That was when he made the decision to leave his prospective full time military career in 2010 in which he patriotically served. Although he is considered new in the business, Roy is no stranger to the financial industry. Armed with a passion in the financial industry, a Bachelor in Finance and a Diploma in Banking and Financial Management, Roy is already deeply rooted in the financial industry and has a deep understanding and background of the industry.

To Roy, everyone’s economic and life situation is unique, and he keeps that in mind when providing solutions. He is a true believer in matching clients to the right financial advice and the right financial solutions. He is dedicated to learn about your financial goals, and together with you, build a financial plan that focuses on your needs.

As a consultant, Roy understands the different stages of life, such as starting out in your career, getting married, buying your first home, financing your child’s education or planning for your retirement. Roy believes that any financial solution must reflect your situation and he will then customise unique solutions for you.

If you have any questions about your financial plans or our solutions, please contact Roy.



Educational Qualification
  • Bachelor of Science in Finance
  • Diploma in Banking and Financial Management