This is the first and most important Pillar of Wealth. Without adequate protection, you will be vulnerable to the nasty effects of one or more chance misfortunes, which will cause you to suffer unnecessary and tremendous financial losses. Our planning helps to reduce the negative impact of unplanned misfortunes and ensure that your lifestyle remains unaffected as much as possible thereafter.view more >>

The second Pillar of Wealth analyses your general financial health, such as cash flow and debt position. A net positive cash flow with no overcommitted liabilities is considered healthy. We will advise you how to effectively manage your cash flow and suggest ways to reduce, or avoid, unnecessary borrowing.view more >>

The third Pillar of Wealth drives you towards meeting your long term financial objectives through accumulation. In Singapore, the two most common needs are Retirement Funding and Children Education Funding. We will help you develop a realistic and achievable program to meet these needs.view more >>

The fourth Pillar of Wealth maximises the growth potential of your assets. We help you develop an investment program that is appropriate to your unique situation, yet will grow at a rate you desire. With the help of our proprietary tools, you stand a better chance of enhancing your investment return, thereby fulfilling your long term financial dreams.view more >>

This fifth and final Pillar of Wealth looks at preserving and distributing your estate. The only certainty in life is that it will not last forever. We will help you develop an effective and efficient estate plan so that your legacy will be well preserved and distributed according to your wishes.view more >>

  • Wealth Protection
  • Wealth Maintenance
  • Wealth Accumulation
  • Wealth Enhancement
  • Wealth Distribution

Sean Lim

Financial Advisory Director,
Financial Advisory Group

MAS Rep No. LKC100029264

My Specialities
  • Retirement planning
  • Investment planning
  • Training and mentoring
  • Insurance portfolio review
  • Lunch time talks

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About Me

I have been in the financial services and insurance industry for more than 20 years.


I conduct my advisory practice with professionalism and integrity; always placing the interests of my clients before mine. I offer competent and sound advice, to help my clients make an informed decision.

I am passionate in helping people simplify and improve their lives. I advocate personal responsibility in planning for a secure financial future.

I am committed to serving my clients and I look forward to a long-standing partnership!

I followed my passion to join the Financial Services industry in 2000 with the objective of providing comprehensive advice and product solutions to my clients. Currently, I lead one of the most productive teams of financial advisory representatives. I have been featured in local magazines, Today, Straits Times, Radio 93.8 and Channel U.

I have taught in various community centres since 2004 on topics such as Money Management and Public Speaking. I was a trainer with Financial Perspective, a leading Financial Services training company, from around 2007 to 2009.

I have published two books "Happiness Within Your Reach - 52 Ideas to a Happier You" in 2012 and "Even Introverts Can Sell". Both are available in bookstores such as Popular and Kinokuniya in Singapore and MPH in Malaysia. I am passionate about conducting talks that inspire people to lead positive lives.

Our team, Altitude Advisory, is one of the largest in Financial Alliance. Visit our group facebook page at



Educational Qualification
  • Association of Chartered Certified Accountants (ACCA)
  • Diploma in Business Psychology
  • Grad Dip in Positive Psychology
  • Diploma in Business Administration, SP
Professional Qualification
  • Certified Financial Planner (CFP®)
  • Chartered Financial Consultant (ChFC®)
  • Associate Estate Planning Practitioner (AEPP®)
  • Associate Wealth Planner (AWPCM)
  • Chartered Life Underwriter (CLU®)
  • ACTA certified trainer
Awards/Recognition received
  • Financial Alliance Quality Class (2004 to 2015)
  • Top Manager (2008, 2009, 2011 and 2013)
  • Top Recruiter (2008 and 2010)
  • Top FAD Group (2013)
  • Million Dollar Round Table (2003 to 2006)