This is the first and most important Pillar of Wealth. Without adequate protection, you will be vulnerable to the nasty effects of one or more chance misfortunes, which will cause you to suffer unnecessary and tremendous financial losses. Our planning helps to reduce the negative impact of unplanned misfortunes and ensure that your lifestyle remains unaffected as much as possible thereafter.view more >>

The second Pillar of Wealth analyses your general financial health, such as cash flow and debt position. A net positive cash flow with no overcommitted liabilities is considered healthy. We will advise you how to effectively manage your cash flow and suggest ways to reduce, or avoid, unnecessary borrowing.view more >>

The third Pillar of Wealth drives you towards meeting your long term financial objectives through accumulation. In Singapore, the two most common needs are Retirement Funding and Children Education Funding. We will help you develop a realistic and achievable program to meet these needs.view more >>

The fourth Pillar of Wealth maximises the growth potential of your assets. We help you develop an investment program that is appropriate to your unique situation, yet will grow at a rate you desire. With the help of our proprietary tools, you stand a better chance of enhancing your investment return, thereby fulfilling your long term financial dreams.view more >>

This fifth and final Pillar of Wealth looks at preserving and distributing your estate. The only certainty in life is that it will not last forever. We will help you develop an effective and efficient estate plan so that your legacy will be well preserved and distributed according to your wishes.view more >>

  • Wealth Protection
  • Wealth Maintenance
  • Wealth Accumulation
  • Wealth Enhancement
  • Wealth Distribution

Stephen Teo 张俊勇

Financial Advisory Director,
Financial Services Group

MAS Rep No. TCY100036153

My Specialities
  • Cashflow Management
  • Investment Management
  • Insurance Portfolio Restructuring
  • Education Planning
  • Retirement Planning
  • Estate Transfer

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About Me

Stephen Teo is a highly qualified financial consultant, as well as a highly regarded manager, in the independent financial advisory industry. Apart from being the Top 2014 Investment and Insurance adviser in Financial Alliance, he is also the Manager of the Year in 2014.

As an adviser, he provides holistic financial planning solutions that cover areas such as debt management, cash flow management, risk management, investment management, retirement planning and estate planning. He believes in using a holistic risk management model to help his clients manage their wealth through various economic cycles. Money management across generation is of utmost priority in ensuring that clients' estates are passed on to the next generation according to the clients' wishes.

As a manager, he leads a team of 26 financial advisory representatives under the group "La Confiance". La Confiance is currently the Top Advisory Group in Financial Alliance. Stephen Teo is instrumental in developing La Confiance consultants to peak performance within 3 to 5 years. This is evident in the awards and recognition that they have garnered over the years:

1st and 5th out of the Top 5 New AUA Award winners
5 achieved FAQC Eminence
2 achieved FAQC Prestige
1 achieved FAQC Merit

1st, 3rd and 5th out of the Top 5 New AUA Award winners
1st out of the Top 5 Weighted Premium
4 achieved FAQC Eminence
3 achieved FAQC Prestige
1 achieved FAQC Merit

3 achieved FAQC Eminence
2 achieved FAQC Prestige

2 achieved FAQC Eminence
1 achieved FAQC Prestige
2 achieved FAQC Merit

He strongly believes in leveraging on team synergies, as well as systems and processes, to enhance the performance of financial consultants in fulfilling clients’ needs. He also strongly believes in marketing and social media to enhance client acquisition capability. For more info on our team and events, please visit our Facebook page at



Educational Qualification
  • Bachelor of Social Sciences with Honours (Economics), NUS
Professional Qualification
  • Certified Financial Planner (CFP®)
  • Life Underwriter Training Council Fellow (LUTCF)
Awards/Recognition received
  • Top FAD Group Manager - (1st) 2014, (1st) 2015
  • Top Direct Group Manager - (1st) 2014, (2nd) 2015
  • Manager of the Year 2014
  • Top Recruiter - (1st) 2015
  • Top New AUA - (1st) 2012, (2nd) 2013, (1st) 2014, (1st) 2015
  • Top Weighted Premium - (5th) 2012, (4th) 2013, (1st) 2014
  • Top ANBI - (1st) 2014, (3rd) 2015
  • Financial Alliance Quality Class (Eminence, 2011-2015)