This is the first and most important Pillar of Wealth. Without adequate protection, you will be vulnerable to the nasty effects of one or more chance misfortunes, which will cause you to suffer unnecessary and tremendous financial losses. Our planning helps to reduce the negative impact of unplanned misfortunes and ensure that your lifestyle remains unaffected as much as possible thereafter.view more >>

The second Pillar of Wealth analyses your general financial health, such as cash flow and debt position. A net positive cash flow with no overcommitted liabilities is considered healthy. We will advise you how to effectively manage your cash flow and suggest ways to reduce, or avoid, unnecessary borrowing.view more >>

The third Pillar of Wealth drives you towards meeting your long term financial objectives through accumulation. In Singapore, the two most common needs are Retirement Funding and Children Education Funding. We will help you develop a realistic and achievable program to meet these needs.view more >>

The fourth Pillar of Wealth maximises the growth potential of your assets. We help you develop an investment program that is appropriate to your unique situation, yet will grow at a rate you desire. With the help of our proprietary tools, you stand a better chance of enhancing your investment return, thereby fulfilling your long term financial dreams.view more >>

This fifth and final Pillar of Wealth looks at preserving and distributing your estate. The only certainty in life is that it will not last forever. We will help you develop an effective and efficient estate plan so that your legacy will be well preserved and distributed according to your wishes.view more >>

  • Wealth Protection
  • Wealth Maintenance
  • Wealth Accumulation
  • Wealth Enhancement
  • Wealth Distribution

Zhang Xueyong

MAS Rep No. ZX-300311566

My Specialities
  • Investment Planning
  • Risk Management
  • Retirement Planning
  • Children Education Funding
  • General Insurance Services

Click here for the full list of my specialities >>

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About Me

His Mission is to make financial planning simple to understand and apply, as well as available to all who would like to take charge of their financial future. He believes in strategy-based solutions and measures success not by performance statistics but rather by the success of achieving one’s goals.

His Clients are individuals who share the belief that through the coordination and management of today’s financial decisions, they can achieve their goals for tomorrow. They have made a firm commitment to do so. His clients usually have no desire to manage their financial affairs on a daily basis, want to simplify their lives and are willing to enter into a long term relationship that is mutually beneficial. They are highly motivated to work with a professional adviser, not a sales representative.



My Specialities

  • Investment Planning
  • Risk Management
  • Retirement Planning
  • Children Education Funding
  • General Insurance Services
  • Employee Benefits Scheme
  • Mortgages & Liability Planning
  • Taxation (Referral Services)
  • Estate Planning
  • Business Succession Planning
  • Comprehensive Financial Planning


Educational Qualification
  • Bachelor Degree in Engineering